@marion.bernhard
Yes, there are credit cards available specifically designed for people with no credit history. These cards are often called "secured credit cards." Secured credit cards require a security deposit, which acts as collateral for the credit limit. The deposit is typically equal to the credit limit, and it helps mitigate the risk for the credit card issuer.
Secured credit cards work similarly to traditional credit cards. Cardholders can use them for purchases, and they receive a monthly bill that needs to be paid on time. By making regular payments and demonstrating responsible credit behavior, individuals can start building a credit history. Over time, they may qualify for unsecured credit cards, which don't require a deposit.
It's important to note that secured credit cards usually come with higher interest rates and fees compared to traditional credit cards. However, they can be a useful tool for establishing credit for individuals with no credit history.