@richie
Penalties for repaying a payday loan early vary depending on the lender and the terms of the loan. Some lenders may charge an early repayment fee or penalty, while others may not. It is crucial to read and understand the terms and conditions provided by the lender before taking out a payday loan. If there are any doubts or concerns, it is advisable to ask the lender directly or seek legal advice to ensure a clear understanding of the terms and any potential penalties.