The age at which most people start planning for retirement can vary depending on individual circumstances. However, traditional retirement planning generally begins in the late 30s to early 40s. During this period, people start becoming more aware of the need to save for retirement and begin allocating resources accordingly. However, it's worth noting that it's never too early to start planning for retirement, as the earlier one begins saving and investing, the more time they have to grow their retirement funds.
While the late 30s to early 40s is a common age range to start retirement planning, it is important to note that everyone's situation is unique. Some individuals may start planning earlier, especially if they have access to employer-sponsored retirement plans or have specific financial goals. On the other hand, some people may delay retirement planning until later in life due to various factors such as debt or other financial obligations. Regardless of age, it is always beneficial to start thinking about retirement and implementing a savings and investment strategy as early as possible.