Can I get a credit card with a low credit score and high income?

@augustine 

It is possible to get a credit card with a low credit score and a high income, but it may be more challenging. Credit card issuers consider both your credit score and income when deciding whether to approve your application. While a high income can positively impact their decision, a low credit score indicates a higher risk for lenders.

In such cases, credit card issuers may offer a secured credit card, which requires a cash deposit as collateral. With a secured credit card, you can build or rebuild your credit by making timely payments and managing your card responsibly. Over time, as your credit score improves, you may become eligible for unsecured credit cards with better terms and benefits.

Alternatively, you may consider applying for a store credit card or a credit card specifically designed for people with limited or poor credit history. These cards typically have lower credit requirements and may come with higher fees or interest rates. However, it is essential to carefully compare the terms and fees associated with such cards before applying.

Ultimately, it is recommended to research various credit card options, consider secured credit cards or credit cards for people with poor credit, and work on improving your credit score to increase your chances of obtaining a credit card with more favorable terms.