Can I negotiate my credit score with a lender?

@lynn.runolfsdottir 

No, you cannot directly negotiate your credit score with a lender. Your credit score is determined by credit reporting agencies based on your credit history, payment behavior, utilization of credit, and other factors. Lenders use your credit score as one of the criteria to assess your creditworthiness and determine the terms of your loan or credit. However, you can work on improving your credit score over time by managing your debts responsibly, paying bills on time, and reducing your credit utilization.