Can I use a credit card to build credit history?
@lynn.runolfsdottir
Yes, using a credit card responsibly is one of the most effective ways to build credit history. When you make timely payments and keep your credit utilization low (using only a portion of your available credit), it demonstrates your ability to manage credit responsibly. Regularly using and paying off a credit card can help establish a positive credit history and lead to higher credit scores over time.