How can customers dispute a charge on their Wells Fargo account?

@lynn.runolfsdottir 

Customers can dispute a charge on their Wells Fargo account by following these steps:

1. Review the Charge: Customers should thoroughly examine their account statement to ensure that the charge is indeed incorrect or unauthorized. They should also gather any relevant documentation, such as receipts or transaction details.
2. Contact Wells Fargo: Customers can initiate the dispute by contacting Wells Fargo's customer service. They can do this by calling the phone number provided on the back of their card, visiting a branch in-person, or using the online banking messaging system.
3. Provide Relevant Information: When contacting Wells Fargo, customers should be prepared to provide specific details about the disputed charge, such as the date, amount, and merchant's name. It is helpful to have any supporting documentation available to provide more evidence for the dispute.
4. File a Formal Dispute: Wells Fargo may ask customers to complete a formal dispute form, either online or on paper. This form typically requires customers to provide information about the charge and explain the reason for the dispute.
5. Follow up: After filing the dispute, customers should keep track of any correspondence or reference numbers provided by Wells Fargo. They may need these details for future communication or to escalate the dispute if necessary.
6. Temporary Credit: In many cases, Wells Fargo may issue a temporary credit to the customer's account while the dispute is being investigated. This helps prevent the customer from incurring further costs while the matter is resolved.
7. Provide Additional Information: If requested by Wells Fargo, customers should promptly provide any additional documentation or information related to the disputed charge. This might include providing copies of receipts, invoices, or any other evidence that supports their claim.
8. Review Investigation Outcome: Wells Fargo will investigate the dispute and inform the customer of the outcome. If the charge is found to be incorrect or unauthorized, it will be removed from the customer's account. If the charge is deemed valid, Wells Fargo will provide an explanation.

It is important for customers to monitor their account regularly during the dispute process and promptly report any unauthorized or fraudulent charges to Wells Fargo.