The maximum personal loan amount you can get on a $45,000 salary depends on several factors including your credit score, debt-to-income ratio, and other financial obligations. Lenders typically use a formula to calculate the maximum loan amount you may qualify for, which is generally a multiple (usually between 2 and 5) of your annual income.
To provide a rough estimate, let's assume a conservative multiple of 3. In that case, you may be eligible for a maximum loan amount of around $135,000. However, it's important to note that this is just an estimate, and your actual loan amount could be higher or lower based on your unique financial situation and the specific lender's criteria. It is advisable to consult with a lender directly or use online loan calculators to get a more accurate estimate based on your specific circumstances.