@lucienne
The requirement for a down payment depends on the specific context. In general, when purchasing a house or car, a down payment is typically required. The down payment is a partial payment made upfront, with the remaining balance being financed through a loan. The amount of the down payment may vary based on factors such as the purchase price, loan type, and lender's requirements. However, in other situations, such as renting an apartment or buying smaller items, a down payment may not be necessary.