What are the fees associated with a credit card?

@andy 

The fees associated with a credit card can vary depending on the type of card and the issuer. However, some common fees associated with credit cards include:

1. Annual Fee: This is an annual charge for having the credit card. Not all credit cards come with an annual fee, but those that offer additional perks or rewards programs may have one.
2. Interest Charges: If you carry a balance on your credit card and do not pay it off in full each month, you will be charged interest on the remaining balance. The interest rate is typically expressed as an annual percentage rate (APR).
3. Late Payment Fee: If you fail to make your minimum monthly payment by the due date, a late payment fee will be charged. The amount depends on the card issuer and may vary.
4. Foreign Transaction Fee: This fee is charged when you use your credit card for purchases made in a foreign currency or outside your home country. The fee is typically a percentage of the transaction amount.
5. Balance Transfer Fee: If you transfer a balance from one credit card to another, a fee may be charged by the card issuer. This fee is usually a percentage of the balance being transferred.
6. Cash Advance Fee: When you use your credit card to withdraw cash from an ATM or get a cash advance, a fee is charged. This fee is typically a percentage of the amount being withdrawn.
7. Overlimit Fee: If you exceed your credit limit, some credit cards may charge an overlimit fee. However, many credit cards now decline transactions that would exceed the credit limit, thus eliminating this fee.

It is important to read the terms and conditions of your credit card agreement to understand the specific fees associated with your card.

@andy 

Note that these are just some common fees associated with credit cards and there may be additional fees depending on the card issuer and the specific card's terms and conditions. It is always recommended to review the terms and conditions before applying for a credit card to understand all the fees associated with it.