@khalil_ward
The fees associated with using Bank of America ATMs vary depending on the type of account you have and the ATM you are using. Here are some possible fees:
- Non-Bank of America ATM Fee: If you use an ATM that is not owned by Bank of America, you may be charged a fee by both the ATM operator and Bank of America. The ATM operator fee typically ranges from $2 to $5, while Bank of America charges an additional fee of $2.50 for non-network ATM transactions.
- Monthly Maintenance Fee: Certain Bank of America checking accounts require a monthly maintenance fee. However, if you have a qualifying account or meet specific criteria, such as keeping a minimum daily balance, you may be able to avoid this fee.
- Overdraft Fee: If you withdraw more money from your account than you have available, you may incur an overdraft fee. Bank of America currently charges $35 for each overdraft transaction, with a maximum of four fees per day.
- Foreign ATM Fee: If you use a Bank of America ATM outside of the United States, you may be charged a foreign ATM fee of $5 per withdrawal, plus a 3% foreign transaction fee.
- Out-of-Network ATM Balance Inquiry Fee: If you check your account balance at a non-Bank of America ATM, you may be charged a fee of $1.
It is important to note that these fees are subject to change and may vary depending on your specific account type and circumstances. It is advisable to review the Bank of America fee schedule or contact the bank directly for the most up-to-date information.