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American Express offers a variety of financial products and services to customers, including the following main offerings:
- Credit Cards: American Express is most known for its range of credit cards, including various options such as cashback, reward points, travel rewards, premium benefits, and co-branded cards.
- Charge Cards: American Express offers charge cards that require the full balance to be paid off each month, rather than revolving credit like a traditional credit card. These charge cards often come with rewards programs and exclusive perks.
- Personal Savings: American Express provides high-yield savings accounts with competitive interest rates for individuals looking to grow their savings.
- Merchant Services: American Express offers payment solutions and merchant services to businesses, helping them process card payments and manage transactions.
- Travel Services: American Express offers travel services, including travel booking, concierge services, travel insurance, airport lounge access, and exclusive travel-related benefits.
- Financial Planning and Investment: American Express offers financial planning and investment services to help clients manage their wealth, plan for retirement, invest in securities, and access advice from financial advisors.
- Small Business Solutions: American Express provides various products and services specifically tailored for small businesses, including business credit cards, expense management tools, working capital loans, vendor payment solutions, and business consulting.
- Corporate Cards: American Express offers corporate cards for companies and organizations, providing expense management tools, employee spending control, travel services, and rewards programs.
- Prepaid Cards: American Express offers prepaid cards that can be used for budgeting, online shopping, or making payments at locations that do not accept cash.
- Gift Cards: American Express provides gift cards that can be used at millions of locations worldwide, allowing recipients to choose their own gifts.
Note: The specific products and services offered by American Express may vary depending on the country and region.