To apply for a personal loan from Capital One, you must meet the following requirements:
- Minimum age: You must be at least 18 years old to apply for a personal loan.
- U.S. residency: You need to be a U.S. citizen or a permanent resident of the United States.
- Creditworthiness: Capital One considers factors such as your credit history, income, and debt-to-income ratio to assess your creditworthiness. A good credit score is typically required to qualify for a personal loan.
- Minimum income: While specific income requirements are not disclosed publicly, you will need to have a regular source of income to qualify for a loan.
Keep in mind that meeting these requirements does not guarantee loan approval. The actual approval and loan terms will depend on various factors, including your creditworthiness, loan amount, and the purpose of the loan.