What benefits and rewards are associated with American Express credit cards?

@joelle 

American Express credit cards offer a range of benefits and rewards for cardholders. Some of the key benefits and rewards associated with American Express credit cards include:

1. Membership Rewards: American Express offers a robust rewards program called Membership Rewards. Cardholders can earn points on eligible purchases and redeem them for a variety of options including travel, merchandise, gift cards, and statement credits.
2. Welcome Bonuses: Many American Express credit cards offer generous welcome bonuses. Cardholders can earn a large number of bonus points or cashback after meeting certain spending requirements within a specified time period.
3. Travel Benefits: American Express credit cards often come with valuable travel benefits such as airport lounge access, annual travel credits, airline fee credits, Global Entry or TSA PreCheck application fee credits, and travel insurance coverage for trip delays, cancellations, lost baggage, etc.
4. Purchase Protection: American Express provides purchase protection on eligible items purchased with their credit cards. This covers damage or theft within a specified time frame, usually up to 90 days.
5. Extended Warranty: American Express often extends the manufacturer's warranty on eligible items purchased with their credit cards, providing additional coverage for repairs or replacements.
6. Concierge Services: Cardholders are entitled to access American Express concierge services, which can assist with various requests such as making dining reservations, booking concert tickets, recommending travel destinations, and more.
7. Amex Offers: American Express frequently offers special discounts, deals, and cashback incentives through their Amex Offers program. These exclusive offers are tailored to cardholders' spending patterns and can be accessed through online or mobile banking.
8. Amex Shop Small: American Express promotes small businesses through their Amex Shop Small program. Cardholders can earn statement credits or bonus points for supporting local businesses during specific promotional periods.

It's important to note that the specific benefits and rewards can vary depending on the American Express credit card you have, so it's advisable to review the terms and conditions of a particular card before applying.