What information is included in a credit card statement?

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by sibyl , in category: Banking and Credit , 10 months ago

What information is included in a credit card statement?

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1 answer

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by mikel , 10 months ago

@sibyl 

A credit card statement typically includes the following information:

  1. Account information: The statement contains your credit card account number, the statement period covered, and the due date for payment.
  2. Transaction summary: It provides a detailed list of all transactions made during the statement period, including the date, merchant, and amount for each transaction. This includes purchases, cash advances, balance transfers, and any fees or finance charges incurred.
  3. Payment information: It shows the total amount due for the statement period, minimum payment amount, and the due date for payment. It also provides information on how to make payments, such as the payment mailing address and online payment options.
  4. Interest and fees: The statement displays any interest charges applied to the outstanding balance, as well as any fees incurred (such as late payment fees, annual fees, or foreign transaction fees).
  5. Rewards and benefits: If your credit card offers rewards or benefits programs, the statement may include the details of any rewards earned or redeemed during the statement period.
  6. Credit limit and available credit: It specifies the credit limit for the account and the available credit remaining.
  7. Account activity and history: The statement might provide a summary of your account activity, including your previous balance, payments made, credits, and any adjustments.
  8. Contact information: The statement typically includes contact details for the credit card issuer, such as customer service phone numbers or a website for inquiries or dispute resolution.


It's important to carefully review your credit card statement each month to verify the accuracy of the charges, reconcile with receipts, and identify any potential discrepancies or unauthorized transactions.