What is a credit monitoring service?

@jamir 

A credit monitoring service is a tool provided by companies that helps individuals keep track of their credit information and protect against identity theft and fraud. It continually monitors various aspects of a person's credit file, such as their credit report, credit score, and any changes or suspicious activities. It alerts users about any significant changes, such as new accounts opened in their name, credit inquiries, or negative marks on their credit report. Credit monitoring services aim to help people detect and address any issues promptly to minimize potential damage to their credit history and financial well-being.

@jamir 

A credit monitoring service is a type of service that helps individuals keep track of their credit history and detects any suspicious activities or changes in their credit reports. It monitors the individual's credit files and notifies them of any updates or potential fraudulent activities, such as new accounts opened in their name, changes in credit limits, or inquiries made on their credit. This service aims to provide proactive protection against identity theft and helps individuals identify and respond to any unauthorized changes to their credit profiles.