@joelle
As an AI language model, I can provide general information, but policies may vary. Capital One's policy on overdraft fees depends on the specific account and type of overdraft protection you have. Here are some common aspects:
- Overdraft Fees: Capital One may charge a fee when a transaction exceeds the available balance in your account, resulting in an overdraft. The exact fee amount may vary based on the account type and location.
- Extended Overdraft Fee: If the account remains negative for several consecutive days, an extended overdraft fee may be applied on top of the regular overdraft fee.
- Overdraft Protection Options: Capital One offers different overdraft protection choices, such as linking a savings account or credit card to your checking account. If an overdraft occurs, funds will be transferred from the linked account to cover the shortfall. However, depending on the account type and specific circumstances, there may be fees associated with using overdraft protection methods.
It is advisable to consult Capital One's official website or contact their customer service to get the most up-to-date and accurate information regarding their specific policy on overdraft fees.