What is Ripple?

@andy 

Ripple is a digital payment protocol and cryptocurrency that enables fast, low-cost international money transfers. It aims to facilitate secure, instant transactions and simplifies the process of cross-border payments by eliminating the need for intermediaries, such as traditional banks. Ripple uses its native cryptocurrency called XRP to facilitate transactions on its decentralized network. The Ripple network allows financial institutions and individuals to settle payments in different currencies in a seamless manner. It also offers several solutions for banks and other financial institutions, including the RippleNet network and the Ripple digital asset exchange. Overall, Ripple aims to revolutionize the global payment industry by providing efficient, cost-effective, and transparent solutions.