Chase QuickPay is a digital payment service offered by Chase Bank that allows users to send and receive money electronically. It enables customers to easily and quickly transfer funds between Chase accounts and accounts at other participating banks.
To use Chase QuickPay, you need to have a Chase checking account and enroll in the service through the Chase mobile app or website. Here is how it works:
- Set up an account: Sign in to your Chase online banking account and follow the prompts to enroll in QuickPay. This involves providing your email address, creating a QuickPay profile, and linking your eligible Chase account.
- Initiate a transfer: Once enrolled, you can send money by selecting the "Pay & Transfer" tab and choosing "QuickPay with Zelle." Enter the recipient's email address or mobile number, the amount to be sent, and choose the account from which the money will be debited.
- Notify the recipient: The recipient will receive an email or text message notifying them of the incoming payment. They will need to follow the prompts provided to accept the payment and choose the account to which the funds should be deposited.
- Funds transfer: The sender's account will be debited immediately, and the recipient should typically receive the funds within minutes if they have an account with a participating bank. If the recipient hasn't enrolled with QuickPay or their bank doesn't participate, they can still receive the payment by depositing it to their account using a standalone app provided by Zelle.
Note that there may be limits on the amount of money you can send or receive using Chase QuickPay. Additionally, transactions made using QuickPay are typically not reversible, so it's important to ensure the accuracy of the recipient's information before initiating a transfer.