What personal loan can I get?

@bell 

The type of personal loan you can get depends on various factors such as your credit score, income, and financial history. Here are some common types of personal loans:

1. Secured Personal Loan: This type of loan requires collateral, such as a car or a property, which the lender can seize if you fail to repay the loan.
2. Unsecured Personal Loan: An unsecured loan does not require any collateral. Lenders evaluate your creditworthiness based on factors like credit score, income, and employment history.
3. Debt Consolidation Loan: This loan helps you consolidate multiple debts into a single loan, often with a lower interest rate. It can simplify your finances and potentially save money on interest.
4. Payday Loan: This type of loan provides short-term cash advances, typically due on your next payday. Payday loans often have high interest rates, so they should only be considered in emergencies.
5. Line of Credit: A line of credit acts as a revolving credit account, allowing you to borrow up to a certain limit. You only pay interest on the amount you borrow and can access funds as needed.
6. Co-signer Loan: If you have poor credit or a limited credit history, having a co-signer with good credit can help you qualify for a loan. The co-signer agrees to take responsibility for the loan if you default.

Remember that the availability and terms of these loans vary based on the lender and your personal circumstances. It's recommended to compare loan offers from multiple lenders and carefully review the terms and conditions before making a decision.