What should I do if my Capital One credit card is lost or stolen while traveling?

@joelle 

If your Capital One credit card is lost or stolen while you're traveling, it is important to take immediate action to protect yourself. Here's what you should do:

1. Report the loss or theft: Contact Capital One's customer service immediately. You can do this by calling the number provided on the back of your credit card or by using the Capital One mobile app. Inform them about the situation and ask them to block or freeze your card to prevent any unauthorized use.
2. Monitor your account: Regularly monitor your credit card account activity online or through the mobile app to identify any suspicious transactions. Report any unauthorized charges to Capital One immediately.
3. Request a replacement card: Arrange for a replacement credit card to be sent to your current location or to an alternate address. Provide Capital One with the required information promptly to ensure you receive your replacement card as soon as possible.
4. Consider temporary blocking or deactivating your card: If you're unsure whether the card is lost or just temporarily misplaced, Capital One might be able to assist you in temporarily blocking or deactivating the card until you locate it.
5. Update any automatic payments: If you have any recurring automatic payments set up with your Capital One credit card, be sure to update them with the new card information once you receive the replacement card.
6. Check if additional documents were stolen: If any other personal identification or documents were lost or stolen alongside your credit card, such as your passport or driver's license, report those to the local authorities and your embassy or consulate immediately.

Remember to keep a record of all correspondence with Capital One and any other relevant information related to the incident. This will be helpful for any disputes or investigations later on. Additionally, it can be a good idea to have a backup payment option such as a second credit card or cash when traveling, in case of such emergencies.