@heather
First Republic Bank offers a variety of accounts to its customers, including:
- Personal Checking Accounts: These accounts provide customers with convenient access to their funds with features like online and mobile banking, debit cards, and unlimited check writing.
- Personal Savings Accounts: These accounts help customers save and grow their money with competitive interest rates and various savings options, such as a Statement Savings account or a Passbook Savings account.
- Money Market Accounts: First Republic Bank offers money market accounts that typically offer higher interest rates compared to regular savings accounts. These accounts provide easy access to funds while allowing customers to earn interest on their balances.
- Certificates of Deposit (CDs): First Republic Bank offers CDs with fixed terms and competitive interest rates. Customers can choose from varying term lengths and enjoy guaranteed returns on their investment.
- Individual Retirement Accounts (IRAs): First Republic Bank provides traditional and Roth IRAs, allowing customers to save for retirement with tax advantages. These accounts offer a range of investment options to help customers maximize their retirement savings.
- Health Savings Accounts (HSAs): First Republic Bank offers HSAs to help customers save and pay for qualified medical expenses. These accounts come with tax advantages and provide a flexible savings solution for medical expenses.
- Trust and Estate Accounts: First Republic Bank provides personalized trust and estate services, offering a range of account options tailored to meet the specific needs of clients and their beneficiaries.
- Business Accounts: First Republic Bank offers a variety of business accounts, including business checking accounts, savings accounts, and merchant services, to help meet the financial needs of businesses.
Note: The availability and specific features of accounts may vary based on the customer's location and relationship with the bank.