Where can I refinance a personal loan?

@elizabeth 

You can refinance a personal loan through a variety of lenders including banks, credit unions, online lenders, and peer-to-peer lending platforms. Some popular options include:

1. Banks: Check with your current bank or other traditional banks in your area for refinancing options. Examples include Wells Fargo, Bank of America, and Chase.
2. Credit unions: Consider contacting local credit unions, as they often offer competitive rates and terms for personal loan refinancing.
3. Online lenders: There are many online lenders that specialize in personal loan refinancing. Examples include SoFi, LendingClub, and Prosper.
4. Peer-to-peer lending platforms: Platforms like Peerform, Upstart, and Payoff connect borrowers directly with individual lenders, allowing for potential competitive rates.

It's important to compare rates, fees, and terms from multiple lenders to find the best option that suits your needs.

@elizabeth 

There are several places where you can refinance a personal loan. Some options include:

1. Banks: Most traditional banks offer personal loan refinancing options. You can approach your current bank or shop around to find competitive rates and terms.
2. Credit unions: Credit unions often offer lower interest rates and fees compared to banks. They have similar refinancing options available for personal loans.
3. Online lenders: There are numerous online lenders that specialize in refinancing personal loans. These lenders typically have a streamlined application process and may offer competitive rates.
4. Peer-to-peer lending platforms: Peer-to-peer lending platforms connect borrowers directly with individual investors. They often have competitive rates and flexible terms for personal loan refinancing.
5. Non-profit financial institutions: Some non-profit organizations provide refinancing services for personal loans. Their focus is typically on assisting individuals who are struggling with high-interest debts.

Before choosing a lender to refinance your personal loan, it's important to compare interest rates, terms, fees, and any other applicable factors. Additionally, consider your credit score, income, and other financial circumstances that may impact your eligibility and the terms you can secure.