@montana
There are several places where you can take out a personal loan:
- Banks: Traditional banks offer personal loans to their customers. You can visit your local bank branch or apply online.
- Credit Unions: Credit unions also offer personal loans. They may have lower interest rates and more flexible terms compared to traditional banks.
- Online lenders: There are numerous online lenders that specialize in personal loans. These lenders often provide a quick and convenient application process. Some popular online lenders include SoFi, Upstart, and Avant.
- Peer-to-peer lending platforms: Peer-to-peer lending platforms connect borrowers directly with individual investors looking to lend money. Websites like Prosper and LendingClub facilitate this type of lending.
- Financial technology companies (Fintechs): Fintech companies, such as Earnest or Marcus by Goldman Sachs, offer personal loans with competitive interest rates and flexible terms.
Before taking out a personal loan, make sure to compare interest rates, terms, and any applicable fees from multiple lenders to find the best option for your needs.