Who should I get a personal loan from?

@daniela 

The best source for a personal loan would depend on your specific needs and circumstances. Here are a few options to consider:

1. Banks and Credit Unions: Traditional financial institutions often offer personal loans with competitive interest rates and repayment terms. Contact your local bank or credit union to inquire about their loan offerings.
2. Online Lenders: Many online lenders specialize in personal loans, providing a convenient and quick application process. Examples include SoFi, Avant, Prosper, and LendingClub. Ensure that you carefully review the terms, interest rates, and fees before choosing an online lender.
3. Peer-to-Peer Lending Platforms: Peer-to-peer lending platforms connect borrowers with individual investors. Platforms like Peerform, Upstart, and Funding Circle facilitate these relationships and may offer competitive rates.
4. Family and Friends: Depending on your situation, you could consider borrowing from family or friends. However, it is essential to approach such arrangements with caution, clear terms, and a written repayment plan to avoid straining personal relationships.

Remember to evaluate each option based on interest rates, repayment terms, fees, and credibility before making a decision. Additionally, make sure you understand the loan terms, including any hidden costs, to ensure it aligns with your financial goals.