What are the benefits of First Republic Bank's loyalty program?

@heather 

First Republic Bank offers a loyalty program called Preferred Rewards. Here are some benefits of the program:

1. Relationship-based benefits: The program rewards clients based on the length and depth of their relationship with the bank. As clients increase their account balances and engagement, they unlock higher reward tiers and receive additional benefits.
2. Personalized banking services: Preferred Rewards members receive personalized financial solutions and access to a dedicated Preferred Banker. This allows for a more customized and tailored banking experience to suit their specific needs.
3. Fee waivers: Members may enjoy certain fee waivers on various services such as wire transfers, stop payments, foreign exchange transactions, and overdraft fees. This can result in cost savings for account holders.
4. Unlimited ATM rebates: Preferred Rewards members receive unlimited reimbursement for domestic and international ATM fees incurred at any ATM worldwide. This can save members a significant amount of money when traveling or accessing cash from non-bank ATMs.
5. Mortgage and wealth management benefits: The program offers benefits related to mortgage lending and wealth management services. These may include lower mortgage rates, discounts on closing costs, and reduced fees for investment services.
6. Higher interest rates: Preferred Rewards members may have access to higher interest rates on various savings and money market accounts. This can help clients earn more on their deposits and accelerate their savings goals.
7. Exclusive offers and discounts: Members may receive special offers, discounts, and privileges on various products and services, including banking products, loans, and credit cards.

It's important to note that the specific benefits may vary depending on the membership tier within First Republic Bank's Preferred Rewards program.