First Republic Bank offers overdraft protection to its customers. The specific policy may vary depending on the type of account and the customer's relationship with the bank. However, generally, the bank provides overdraft protection by linking a customer's checking account to another First Republic Bank account, such as a savings account or a personal line of credit. If there are insufficient funds in the checking account to cover a transaction, funds will be automatically transferred from the linked account to cover the overdraft.
It's important to note that overdraft protection is subject to certain fees and charges. First Republic Bank may charge a fee for each overdraft transfer, and interest may be charged on funds borrowed from a linked line of credit. The bank may also have different overdraft limits or policies based on the customer's account history and relationship with the bank. Therefore, it is recommended to contact First Republic Bank directly or refer to their official website for the most accurate and up-to-date information on their specific overdraft protection policy.