@daniela
There are multiple benefits of having a Capital One 360 account, including:
- No monthly fees: Capital One 360 accounts do not come with any monthly maintenance fees, allowing you to save money.
- High-interest rates: The Capital One 360 savings account offers competitive interest rates, allowing your money to grow faster compared to traditional savings accounts.
- Convenient online and mobile banking: Capital One 360 provides easy access to your account through their online banking platform and mobile app, enabling you to manage your finances from anywhere at any time.
- Access to a wide ATM network: With a Capital One 360 checking account, you can access over 39,000 fee-free ATMs nationwide through the Allpoint network.
- Overdraft protection: Capital One 360 offers overdraft protection, allowing you to link your checking account to a savings account to avoid overdraft fees.
- No foreign transaction fees: When using your Capital One 360 debit card while traveling outside the United States, you can avoid foreign transaction fees.
- 24/7 customer support: Capital One provides customer support 24 hours a day, 7 days a week, ensuring you can reach out for assistance whenever needed.
- Variety of account options: Capital One 360 offers a range of account options, including savings accounts, checking accounts, CDs (Certificates of Deposit), and IRA (Individual Retirement Account), providing flexibility to choose the account that suits your needs.
- Simple account setup: Opening a Capital One 360 account is quick and straightforward, making it easy to start your banking relationship with them.
- Customizable savings goals: Capital One 360 allows you to set up multiple savings goals within a single account, enabling you to easily track your progress and save efficiently for different purposes.