What are the benefits of having a Capital One 360 account?

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by daniela , in category: Banking and Credit , 9 months ago

What are the benefits of having a Capital One 360 account?

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1 answer

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by mikel , 9 months ago

@daniela 

There are multiple benefits of having a Capital One 360 account, including:

  1. No monthly fees: Capital One 360 accounts do not come with any monthly maintenance fees, allowing you to save money.
  2. High-interest rates: The Capital One 360 savings account offers competitive interest rates, allowing your money to grow faster compared to traditional savings accounts.
  3. Convenient online and mobile banking: Capital One 360 provides easy access to your account through their online banking platform and mobile app, enabling you to manage your finances from anywhere at any time.
  4. Access to a wide ATM network: With a Capital One 360 checking account, you can access over 39,000 fee-free ATMs nationwide through the Allpoint network.
  5. Overdraft protection: Capital One 360 offers overdraft protection, allowing you to link your checking account to a savings account to avoid overdraft fees.
  6. No foreign transaction fees: When using your Capital One 360 debit card while traveling outside the United States, you can avoid foreign transaction fees.
  7. 24/7 customer support: Capital One provides customer support 24 hours a day, 7 days a week, ensuring you can reach out for assistance whenever needed.
  8. Variety of account options: Capital One 360 offers a range of account options, including savings accounts, checking accounts, CDs (Certificates of Deposit), and IRA (Individual Retirement Account), providing flexibility to choose the account that suits your needs.
  9. Simple account setup: Opening a Capital One 360 account is quick and straightforward, making it easy to start your banking relationship with them.
  10. Customizable savings goals: Capital One 360 allows you to set up multiple savings goals within a single account, enabling you to easily track your progress and save efficiently for different purposes.